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Thursday, May 22, 2008

E-BOOK

3 Better Ways To Search Online
by: Jim Edwards
(c) Jim Edwards - All Rights reserved
http://www.thenetreporter.com
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Nothing creates a more frustrating online experience than pulling up your favorite search engine to find something simple and coming away empty handed after an hour of searching. Search engines - those sites that allegedly help you find what you want online - can cause no end of grief if you don't know some simple tricks that will vastly improve your search results. Suppose you wanted to find information regarding 1954 Ford truck parts. Most people would search this subject by going to their favorite search engine and typing in 1954 Ford truck parts. The search engine would hopefully return results for sites that matched those keywords. However, search engines usually also return results including sites containing only some of the words in your search. So in this example you would also get sites not only about 1954 Ford truck parts, but on 1954 Fords, Ford trucks, truck parts, and trucks. Virtually everyone knows the frustration of typing keywords (the topic of your search) into a search engine, clicking the search button, and then facing the prospect of sorting through a million pages (literally) to find what you want. For everyone experiencing search engine frustration, these suggestions should quickly improve your results. Tip 1 - To aid you in searching more efficiently, most search engines allow surfers to perform "Boolean" searches. This feature narrows the results to only those websites containing all the words specified, but not necessarily in the exact order. Those searching for 1954 Ford truck parts would enter 1954 AND Ford AND truck AND parts into the search box to find sites containing all of those words. Tip 2 - Using quotation marks around keyword sets yields even more specific results. "1954 Ford truck parts" should produce only those websites containing this exact phrase somewhere in the website. Tip 3 - The more specific you get right up front, the better. If you want to look for antique car parts for your 1954 Ford truck, start your search with "1954 Ford truck parts" and work from there. Don't start with "1954 Ford" because you'll probably just waste time sorting through everything from cars to magazines to collector clubs. It would also help if you searched by the model and any other specific information. If refining your searches doesn't get you where you want to go, several programs exist to help you search more quickly and effectively. Copernic (www.copernic.com) examines multiple search engines then compares each engine's results against the rest to determine the best sites. The program then ranks the resulting sites and displays them for the user. Copernic's free version allows users unlimited searches for websites. Web Ferret (www.ferretsoft.com) also offers a free program that queries multiple search engines and displays the ranked results in the user's web browser for easy surfing. With the addition of millions of web pages every week, continuously honing your search skills represents one of the smartest investments of time and energy any serious web surfer can make.
About the author:Jim Edwards is a syndicated newspaper columnist and the co- author of an amazing new ebook that will teach you how to use free articles to quickly drive thousands of targeted visitors to your website or affiliate links... Simple "Traffic Machine" brings Thousands of NEW visitors to your website for weeks, even months... without spending a dime on advertising! ==>
http://www.turnwordsintotraffic.com

DATING

7 Ways to Drive a Man Wild
by: Caterina Christakos
It's unbelievable the amount of bad advice there is out there on how to seduce a man or if they give you advice they forget to tell you how to use it properly. So here are a couple of tips on what to do and what not to do to drive a man wild and an instruction manual. 1) Dress in a way that makes you feel sexy and also flatters your figure. Let's face it some of us look ridiculous in stilettos. Red is almost always a good color. Try a red slinky dress and comfortable undergarments. Those torture devices they sell to suck in our guts look great under the dress but are not sexy at all when you are trying to yank them off for a wild night of pleasure. 2) Pay attention to what he has to say for a change. Yes you can talk about yourself but a man finds it really refreshing when a woman allows him to have his own time in the spotlight. 3) Don't talk about your ex. If he asks, keep it short and sweet. You are starting fresh with this guy. No need to bring in the ghost of past relationships. You are perfect to him in the beginning. There is no reason to make him wonder if the last guy who dumped you was right. 4)Wear a light attractive scent. This means layering scents. Bathe in scented bath oils first. Then apply a light powder in the same scent. Finally spray the same scented perfume in front of you and walk into the mist. Do this about 45 minutes before you see him. If you overpower him with your scent, instead of wanting to edge a bit closer he will be running for the nearest exit. 5) If you bring him back to your place make sure it is dimly lit. Soft lighting minimizes lines and wrinkles and gives your skin a bit of a glow. Keep candles handy or lamps that have adjustable lighting. In soft lighting you can be his dream woman and you can feel a thousand times better about undressing in front of him. 6) Do a strip tease for him. Now I am not talking about a ten dollar hooker strip tease. I mean a slow undressing. Have him lie on the bed to watch, as you slowly slip out of your dress, then your undies and finally your stockings and shoes. Make him wait a bit. 7)Explore his body in detail. Consider it a five course meal. Drive him absolutely wild by discovering all the hidden spots he didn't even know existed. Most women just lie there and let the guy do all the work. Participate and you have just blown past most of the women he has had sex with. About the author:Caterina is a published writer and dating coach. Learn even more seduction tips now. Go to:
http://www.howtoseduceanyman.com

HIGHER EDUCATION

3 Alternatives For Investing For Your Child’s Higher Education Costs
by: Jay Fran
With higher education tuition increasing at double digit year over year percentages an effective saving plan for your kid’s education is becoming much more important than it has been before. Most families will discover that their future higher education costs will be much more than they have saved for their kid’s education. This leaves many kids to be faced with obtaining financial aid to pay for a portion of their college education. The goal of this article is to explore the pros and cons of 4 common investment options when saving for college. This article will also explore why some of these options are better than other when considering a portion of your kid’s education may be funded by financial aid. 529 College Savings Plan: - A 529 college savings plan is a fairly new investment option for college saving. It allows just about anyone to save for college. There is a long list of benefits of a 529 college savings plan, but perhaps the most important is that your earnings grow tax free if you use it for qualified education expenses. Additionally, the maximum amount you can contribute to a 529 plan can go as high as several hundred thousand dollars depending on your State. In the event you do not use the funds for college, you can still withdrawal your earnings, but you will have to pay taxes and a 10% penalty. The penalty will be waived if your child receives a scholarship, or your child becomes disable or dies. 529 plans can typically be purchased through a broker or mutual fund company, but a disadvantage is that investment choices can sometimes be limited. Since qualifying for financial aid is based on a calculation that considers your kids assets, another big benefit of a 529 college savings plan is that the money in the plan is classified as a parents assets so less that 6% of the value counts against your kid’s financial aid eligibility. Uniform Gifts to Minors Act/Uniform Transfers to Minors Act (UGMA/UTA Custodial Account): - The benefit of a UMGA/UTA Custodial Account is that there is no limit on the contribution and it is easy to set up at most financial institutions. However, the limitations far outweigh the benefits. The first limitation of a UMGA/UTA Custodial Account is that these types of accounts offer very little tax advantage. If your child is under 14, only the first $800 of income is tax free, the next $800 is taxed at your child’s tax rate and after that there is no tax benefit at all. The other big limitation is that the account has to be set up in your child’s name. As a result, if your child needs financial aid all of the assets will be reviewed at a 35% rate. Therefore, this type of account is not advisable for those who may need financial aid. Coverdell Education Savings Account (CESA): - A Coverdell Education Savings Account is very similar to a 529 college savings plan. The main difference is that with a Coverdell Education Savings Account you can only contribute $2000 per child and to qualify your adjusted gross income must be less than $110,000 if single and less than $220,000 if married filing jointly. The account is classified as a parent’s asset so less that 6% of the value counts against your kid’s financial aid eligibility. In the end, parents should consider planning for college to be a highly important process. The above 3 alternatives can make this process much more easy and financially sound. Copyright (c) 2005, by Jay Fran. This article may be freely distributed as long as the copyright, author's information and the below active live link is published with the article. About the author:
http://www.motorcycle-financing-guide.com/directory/directory.phpJay Fran is a successful author and publisher at Motorcycle-Financing-Guide.com, a website that offers a wide selection of online motorcycle lenders providing online application facilities for motorbike - motorcycle loans or motorcycle refinancing.

CAR AUCTION

Four Tips To Saving A Bundle At Your Next Car Auction
by: Chris Fox

Many of us have been at the car dealership and have been drained by a salesperson during price negotiations for the purchase of a new car. Most people give in too easily or do not negotiate at all to avoid the dreadful act. This only means more money in the car dealers’ pocket, while you are out of several thousand dollars! Yes, they make that much in profit per car. This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits. In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback. Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter. A shrewd dealer can make several thousand on a new car even by selling it at invoice price. This is how new car buying can become tricky for the consumer. Ready to learn how not to put a dent in your wallet on your next car purchase? Here are four tips to get you started. Each one is a dealer tactic to watch out for. 1. The Guilt Trip As you may have noticed, every desk in a dealership has photos of the salesperson’s family, instead of photos of cars. Midway in the negotiation, the sales person will bring them up and make it look like his little commission check can hardly pay for his daughters college and little Bradley’s braces. A seasoned salesperson will soon have you feeling guilty for driving the price down and hurting his commission. Watch out not to fall for this tactic, since you already know about holdbacks and incentive programs from manufacturers. 2. Wearing You Down Come prepared to spend half a day at the dealership or pay whatever the dealer asks for. Car Dealers are trained to delay and tire you out to the point where you give in and accept their price just to get out of there. After you make your offer, sales people typically claim they would have to run it by their manager. You may then have to re-start negotiating with the manager, who is also a seasoned salesperson. This dance goes on for a while until you give in. Remember, there are multiple dealerships in a city, so they need you more than you need them. Demand to speak to the manager after a certain time period or threaten to leave. Because you are devoting a lot of time to bargain with the dealer, they know you are a serious buyer, so they will not let you leave. The earlier you can speak with the manager, the faster you can leave. 3. The Test Drive We all enjoy a good test drive and look forward to it. Although it is essential to test drive a car before you buy it, remember to not show your absolute love for the car to the salesperson. Their goal is to get you emotionally attached to the car, so it becomes a must have for you. I have learned it the hard way. To hide your emotional tears from the salesperson, mention the features of a competing car in the same class, like the new shape, light, leg room, resale value etc. This will make the salesperson a little vulnerable. 4. Monthly Payments This one is to confuse you. Dealers will start talking about monthly payments rather than the total price of the car. They will start by asking how much you are willing to pay per month and how much of a down payment you are willing to pay. Since people don’t want to look like they cannot afford a certain car, they will usually give a higher number. Big Mistake! You have left little room for negotiation when this happens. Always steer the conversation to the total price of the car and do NOT mention any trade-ins at this point. Only after the total price of the vehicle is completely negotiated then talk about interest, monthly payment and trade-ins. General Rule; As a general rule, remember to only focus and negotiate on the Total Price of the vehicle. Everything else is pretty much the car dealer’s trough. If the above new car buying tips seem like a lot of hassle, yet you still want to get the best price in town, there are some websites that do this for you. www.autoauctionbids.com for example is a great website for this because you can collect price quotes from multiple local dealers for a particular car as well as its competing car models (like Honda Accord, Toyota Camry and Ford Taurus) and compare them. The website then allows you to send back the lowest quotes received for each car make to all participating dealers in your area through the website itself. Dealers view this price and continue to submit new lower prices over a 3 day period. By putting local car dealers in such a price competition allows you to avoid the dreadful face to face negotiation and yet gets you the lowest price in town for up to 3 competing car makes. The best part about AutoAuctionBids.com is that it is absolutely free for you and there is no obligation to buy after the new car auction is over. About the author:For more information on cars and car auction visit
http://cheap-car-auction-portal.com